Returns whether the consulted CPF is enrolled in active debts with the PGFN.
Section:pfPgfnDebtors
Required parameter:cpf
Attribute
Type
Description
{"statusCode":"01","data": {"message":"Consulta realizada com sucesso.","hasDebts":false,"debtValue":"0" }}
Rule
Description
Equity and Income Estimate (PF24)
Returns an estimate of the person's income and wealth calculated by different variables from available public queries.
Section:pfFinantialData
Required parameter:cpf
Optional parameter:birthDateThis information is required in some sources to complete the execution of minors
Attribute
Type
Description
{"statusCode":"01","data": {"totalAssets":"ABAIXO DE 100K","taxReturns": [ {"year":"2021","status":"SUA DECLARACAO NAO CONSTA NA BASE DE DADOS DA RECEITA FEDERAL","bank":"","branch":"0000","batch":"","isVipBranch":"false","captureDate":"2021-11-28T00:00:00Z","creationDate":"2021-11-28T00:00:00Z","lastUpdateDate":"2021-11-28T00:00:00Z" } ],"incomeEstimates": {"mte":"SEM INFORMACAO","ibge":"SEM INFORMACAO","companyOwnership":"SEM INFORMACAO" },"lastUpdateDate":"2022-10-22T00:00:00Z" }}
General Table of Disabled Persons - Central Bank of Brazil (PF44)
Returns, if included in the General Table of Disabled Persons of the Central Bank of Brazil, information about the disqualification.
Section:pfBacenQgi
Mandatory parameters:cpf
{"statusCode":"01","data": {"message":"O CPF não consta no quadro geral de inabilitados junto ao BACEN." }}
CVM Associate (PF47)
Returns CPF information related to financial institutions
Section:pfAssociatedCvm
Required parameter:cpf
{"statusCode":"01","data": {"message":"Não foram encontrados participantes para esta consulta." }}
Income Ibope (PF50)
Returns information about a person's house hold income / ibope income
Section:pfIbopeIncome
Required parameter:cpf
{"statusCode":"01","data": {"message":"Consulta realizada com sucesso","ibopeIncome":0 }}
Estimated Income (PF51)
Returns a person's estimated income information
Section:pfEstimatedIncome
Required parameter:cpf
{"statusCode":"01","data": {"message":"Consulta realizada com sucesso","estimatedIncome":0000 }}
Credit Information System (PF96)
Returns a person's credit information.
Section:pfCreditOperationScr
Required parameters:cpf, PF
{"statusCode":"01","data": {"message":"Consulta realizada com sucesso","clientCode":"0XX52XX90XX","registrationDate":"2020-05-08","baseDate":"2022-10","assumedCoobligation":0,"receivedCoobligation":0,"processedVolumePercentage":99.98,"totalOfTransactions":"3","totalDisagreementTransactions":"0","totalSubJudiceTransactions":"0","fullLiabilityDisagreement":"0","fullLiabilitySubJudice":"0","indirectVendorRisk":"0.00","operationSumaryList": [ {"modalityCategoryCode":"13","modalityCategoryDescription":"Outros créditos","modalitySubCategoryCode":"XXXX","modalitySubCategoryDescription":"cartão de crédito - compra à vista e parcelado lojista ","listOfDebts": [ {"expirationCode":"140","expirationDescription":"Créditos a vencer de 91 a 180 dias","value":"XX.94" }, {"expirationCode":"150","expirationDescription":"Créditos a vencer de 181 a 360 dias ","value":"XX.37" }, {"expirationCode":"110","expirationDescription":"Créditos a vencer até 30 dias","value":"XX.92" }, {"expirationCode":"120","expirationDescription":"Créditos a vencer de 31 a 60 dias","value":"XX.54" }, {"expirationCode":"130","expirationDescription":"Créditos a vencer de 61 a 90 dias","value":"XX.93" } ] } ] }}
Temporary Penalties at CVM (PF93)
Query the CVM's list of Temporary Penalties to see if the participant is temporarily prevented from operating in the capital market due to a decision in an Administrative Sanctioning Process
Returns the credit score of a consumer based on their behavior, the score will estimate the proability of default and how risky the profile is, related to credit
Section:pfCreditScore
Required parameter:cpf
{"statusCode":"01","message":"Consulta realizada com sucesso.","data": {"score":777,"scoreMessage":"É provável que 96% das pessoas com esse mesmo comportamento, paguem suas contas nos próximos 6 meses.", }}
Credit Profile - NEW (PF88)
Return a comprehensive evaluation of an individual's financial health by returning their credit score and offering a detailed financial profile. Leveraging a wide range of data, including registered debts, inquiry history, protests, returns, and banking history, as well as supplementary data such as company affiliations and bankruptcy records, it delivers a predictive analysis of current and future payment capacity. This solution enables access to a reliable and comprehensive financial overview, making it ideal for credit decisions and risk analysis, offering clear insights to mitigate risks and maximize financial opportunities.
Data blocks will only be returned if information is available.
Section:pfCreditProfileDetails
Required parameter:cpf
{"code":"01","message":"Consulta realizada com sucesso.","data": {"civilActionsSummary": {"quantity":"1","initialPeriod":"20/01/2018","finalPeriod":"06/10/2019" },"civilActionsList": [ {"court":"2","lawsuitNumber":"1234567891011","civilAction":"Ação executiva Fazenda Federal","distributionDate":"06/10/2018","plaintiff":"Banco Itaú","amount":"30.000,00","location":"São Paulo","state":"SP","municipalityCode":"3550308" } ],"debtOccurrencesSummary": {"totalDebtor":"1","totalGuarantor":"0","accumulatedAmount":"9.301,00","firstDebtDate":"12/03/2023","firstDebtAmount":"9.301,00","largestDebtDate":"12/03/2023","largestDebtAmount":"9.301,00" },"debts": [ {"occurrenceType":"Crédito Direto","contract":"12345678910","occurrenceDate":"12/03/2023","availabilityDate":"12/03/2023","currency":"R$","amount":"9.301,00","status":"C","informer":"Banco Itaú","informedByConsultee":"S","city":"SCPC São Paulo","state":"SP","condition":"A","municipalityCondition":"3550308" } ],"previous90DaysInquiriesSummary": {"total":"00011","year1":"2024","month1":"10","total1":"0003","year2":"2024","month2":"09","total2":"0005","year3":"2024","month3":"08","total3":"0003","year4":"2024","month4":"07","total4":"0000" },"additionalAnfo": [ {"text":"CARTEIRA PROFIS PERDA / EXTRAVIO 01/08/2019 12/08/2019 09:57:57","originState":"SP","origin":"SSP","type":"01" } ],"previousInquiries": [ {"occurrenceType":"Crédito Pessoal","date":"03/10/2024","amount":"0,00","currency":"R$","informer":"CAF","product":"S" }, {"occurrenceType":"Cartão de Crédito","date":"16/09/2024","amount":"0,00","currency":"R$","informer":"BoaVista","product":"S" } ],"protestedBillsSummary": {"total":"1","initialPeriod":"17/02/2022","finalPeriod":"17/02/2022","currency":"R$","accumulatedValue":"2.789,45" },"protestedBills": [ {"occurrenceType":"Crédito Pessoal","notaryOffice":"3","occurrenceDate":"17/02/2022","currency":"R$","amount":"2.789,45","city":"São Paulo","state":"SP" } ],"phoneConfirmation": [ {"areaCode":"011","phoneNumber":"1137833742","documentType":"CPF","documentNumber":"74146649889","name":"Guilherme Joaquim Mateus Cardoso","neighborhood":"União de Vila Nova","postalCode":"08071105","city":"São Paulo","state":"SP" } ],"bankBranchContactDetails": [ {"bank":"Banco Itaú","bankName":"Itaú","agency":"0177","branchName":"Itaú - Ag. 0177 - SP AV Liberdade","address":"Avenia Liberdade, 87","neighborhood":"Liberdade","postalCode":"01503-000","city":"São Paulo","state":"SP","areaCode":"011","phoneNumber1":"40044828","phoneNumber2":"08009704828" } ],"postalCodeConfirmation": {"postalCode":"08071105","address":"Rua das Flores","neighborhood":"União de Vila Nova","city":"São Paulo","state":"SP" },"documentName": [ {"name":"Guilherme Joaquim Mateus Cardoso","birthDate":"06/04/1986","documentType":"CPF","documentNumber":"74146649889" }, {"name":"Guilherme Joaquim Mateus Cardoso","birthDate":"06/04/1986","documentType":"RG","documentNumber":"183004164" }, {"name":"Guilherme Joaquim Mateus Cardoso","birthDate":"06/04/1986","documentType":"CNH","documentNumber":"86671530071" } ],"reportedCurrentAccountHistory": [ {"bank":"Itaú","agency":"0177","currentAccount":"29414-1","documentType":"RG","documentNumber":"183004164","inquiryDate":"10/11/2024","inquiryTime":"14:00:00" } ],"participationsOfConsultedDocument": [ {"documentTypeA":"CPF","documentNumberA":"74146649889","companyName":"Joaquim Buffet Ltda","currencyType":"R$","amount":"100,00","observation":"N","percentageValue":"50,00","entryDate":"19/04/2019","role":"SOCIO ADMINISTRADOR","documentTypeB":"CNPJ","documentNumberB":"13628777000147","partnerType":"S" }, {"documentTypeA":"CPF","documentNumberA":"74146649889","companyName":"Bruno e Samuel Telecom Ltda","currencyType":"R$","amount":"80,00","observation":"N","percentageValue":"33,00","entryDate":"19/10/2022","role":"SOCIO ADMINISTRADOR","documentTypeB":"CNPJ","documentNumberB":"14293465000192","partnerType":"S" } ],"bankruptcyJudicialRecoveryRelationship": [ {"documentType":"CNPJ","documentNumber":"54036433000126","companyName":"Joca Locações de Automóveis ME","occurrenceType":"Outros","notaryOffice":"0001","occurrenceDate":"10/09/2019","location":"Guarulhos","state":"SP","municipalityCode":"3518800" } ],"identification": {"document":"74146649889","name":"Guilherme Joaquim Mateus Cardoso","motherName":"Raquel Amanda Cardoso","dataOfBirth":"06/04/1986","rgNumber":"183004164","issuingAgency":"SSP","rgFederativeUnit":"SP","rgIssueDate":"02/03/1999","gender":"Masculino","nacionalidade":"Brasileiro","maritalStatus":"Casado","numberOfDependents":"2","educationLevel":"Mestrado Completo","revenueStatus":"Regular","updateDate":"31/10/2024","cpfRegion":"SP","voterRegistration":"776102840124" },"location": {"streetType":"R","streetName":"Rua das Flores","streetNumber":"707","addressComplement":"504","neighborhood":"União de Vila Nova","city":"São Paulo","state":"SP","postalCode":"08071105","areaCode1":"0011","phoneNumber1":"1137833742","areaCode2":"0011","phoneNumber2":"11992681016" },"scores": [ {"score":"802","probability":"01300","numericalClassification":"11","alphabeticalClassification":"B", "scoreMessage": "É provável que 92% das pessoas com esse mesmo comportamento, paguem suas contas nos próximos 6 meses."
}, {"score":"10","probability":"00000","numericalClassification":"00","alphabeticalClassification":"F","scoreMessage":"Renda estimada a partir de informações comportamentais e cadastrais do consumidor.","presumedIncomeRange":"De R$ 9.001 até R$ 12.000" } ],"positiveControlPanel": {"positivePaymentBehaviorIndicators": {"lateInvoiceBehaviorScore": {"score":"A" } },"positiveConsumptionBehaviorIndicators": {"recentContractBehaviorScore": {"score":"B" } } },"consumerStatus": {"message":"CONSUMIDOR PARTICIPANTE DO CADASTRO POSITIVO COM INFORMAÇÃO" } } }